IIBF · JAIIB2026 Preparation Hub

JAIIB Exam Preparation

Junior Associate of the Indian Institute of Banking & Finance — the essential qualification for bank officers. Chapter-wise notes, mnemonics, exam traps, and quick-reference tables for all 4 papers.

Papers

Pass all 4 to qualify

100

Marks per paper

Pass mark: 50

2 hrs

Duration

Per paper

May & Nov

Frequency

Twice a year

Study by Paper

Click any available chapter to open the full notes. More chapters added regularly.

Paper 1 · IEIFS

Indian Economy & Indian Financial System

Structure of the Indian economy, financial system overview, RBI and monetary policy, banking sector, capital markets, insurance, and development financial institutions.

Paper overview →

Chapters

1Indian Economy — An OverviewSoon

2Indian Financial SystemSoon

3Banking Structure in IndiaSoon

4RBI & Monetary PolicySoon

5Capital & Money MarketsSoon

6Insurance SectorSoon

Paper 2 · PPB21 chapters available

Principles & Practices of Banking

Banking regulation, banker-customer relationships, deposit products, lending, priority sector, financial inclusion, and retail banking operations.

Paper overview →

Chapters

1Banker-Customer RelationshipNotes →2AML-KYC GuidelinesNotes →3Operational Aspects of KYCNotes →4Opening Accounts of Various Types of CustomersNotes →5Operational Aspects of Deposit AccountsNotes →6Operational Aspects of Handling Clearing/Collection/CashNotes →7Banker's Special RelationshipNotes →8Foreign Exchange Remittance Facilities for IndividualsNotes →9Operational Aspects of NRI BusinessNotes →10Foreign Currency Accounts for Residents and Other AspectsNotes →11Cash Management Services and its ImportanceNotes →12Payment and Collection of Cheques and Other Negotiable InstrumentsNotes →13Responsibility of Paying BankNotes →14Responsibility of Collecting BankNotes →15Ancillary ServicesNotes →16Financial Inclusion & Financial LiteracyNotes →17Customer Service GuidelinesNotes →18Duties & Rights of a Banker and Customer RightsNotes →19Grievance Redressal & RBI Integrated Ombudsman Scheme 2021Notes →20The Consumer Protection Act, 2019: Preamble, Extent and DefinitionsNotes →21The Right to Information Act, 2005Notes →

Paper 2 · AFB

Accounting & Finance for Bankers

Basic accounting concepts, financial statements, ratio analysis, capital and money markets, and foreign exchange fundamentals.

Paper overview →

Chapters

1Basics of Business FinanceSoon

2Financial Statements & AnalysisSoon

3Capital & Money MarketsSoon

4Foreign ExchangeSoon

Paper 3 · LRAB

Legal & Regulatory Aspects of Banking

Banking Regulation Act, RBI Act, FEMA, IBC, SARFAESI, consumer protection, and key banking-related legislation.

Paper overview →

Chapters

1Banking Regulation Act, 1949Soon

2RBI Act & Monetary PolicySoon

3SARFAESI & Debt RecoverySoon

4FEMA & Foreign Exchange LawSoon

5IBC — Insolvency & Bankruptcy CodeSoon

Paper 4 · RBWM

Retail Banking & Wealth Management

Retail banking products, mortgage, vehicle & education loans, investment products, insurance distribution, and wealth management services.

Paper overview →

Chapters

1Retail Banking — Products & ServicesSoon

2Mortgage & Housing FinanceSoon

3Wealth Management BasicsSoon

4Mutual Funds & Insurance DistributionSoon

JAIIB Exam Strategy — Quick Tips

🎯

Focus on PPB first

PPB has the most predictable question patterns. Secure 70+ here before investing heavy time in AFB.

📊

AFB needs daily practice

Accounting and ratio analysis questions require calculation speed. Solve 10 numericals daily in the last 2 weeks.

⚖️

LRAB is memory-heavy

Section numbers and Act names are frequently tested. Make a one-page cheat sheet of key sections.

🏦

RBWM — product knowledge wins

Know product features cold: NRE vs NRO, SCSS eligibility, SGB limits. These are direct-recall questions.

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