Terms and Conditions

These Terms and Conditions (“Terms”) govern your access to and use of Bankopedia (“the Website”, “we”, “us”, or “our”). By visiting, browsing, or using any feature of this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms in full. If you do not agree, you must immediately stop using the Website.

All content published on Bankopedia — including but not limited to articles, circular summaries, analysis, explanations, study material, quizzes, mock tests, vocabulary lists, AI-generated summaries, graphics, logos, and page layouts — is the exclusive intellectual property of Bankopedia and its content creators.

This content is protected under applicable copyright, trademark, and intellectual property laws. No rights are transferred to you by virtue of accessing the Website.

You are strictly prohibitedfrom reproducing, copying, duplicating, republishing, uploading, posting, transmitting, distributing, or making available any content from this Website — in whole or in part — on any other platform, website, application, newsletter, social media channel, print medium, or digital channel without our prior explicit written permission.

This prohibition applies regardless of whether you attribute the source. Attribution does not constitute permission to redistribute.

Automated scraping, crawling, indexing, or harvesting of content from this Website for redistribution — whether by bots, scripts, or manual means — is expressly forbidden.

You are strictly prohibited from selling, licensing, sublicensing, renting, leasing, or otherwise commercially exploiting any content obtained from this Website. This includes:

• Packaging our content into paid courses, books, PDFs, or other products
• Using our content to train or fine-tune AI/ML models for commercial purposes
• Selling access to compilations or derivatives of our content
• Including our content in monetised YouTube videos, newsletters, or paid communities
• Reselling or re-publishing our content under your own brand or a third-party brand

Any unauthorised commercial use will be treated as infringement and may expose you to civil and criminal liability.

You may access and read content on the Website solely for your own personal, non-commercial, educational use. You may:

• Save or print a single copy of an article strictly for your own reference
• Share a direct hyperlink to a page on this Website on social media or messaging apps

Sharing a link is permitted; copying and pasting or forwarding the content itself is not.

You are responsible for maintaining the confidentiality of your account credentials. You may not share, sell, or transfer your account to another person. We reserve the right to suspend or terminate accounts that violate these Terms without notice or refund.

Access to premium features is granted solely to the subscribing individual and is non-transferable. You may not share login credentials or circumvent access controls to allow others to use your subscription. Violations will result in immediate account termination without refund.

The content on Bankopedia is provided for general informational and educational purposes only. It does not constitute legal, financial, or professional advice. While we strive for accuracy, we make no warranties — express or implied — regarding the completeness, accuracy, or fitness for any particular purpose of any content on the Website.

You rely on any content from this Website entirely at your own risk.

To the fullest extent permitted by applicable law, Bankopedia and its owners, editors, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Website or its content.

We actively monitor for unauthorised use of our content. In the event of a violation of these Terms, we reserve the right to:

• Issue a DMCA takedown notice or equivalent copyright complaint
• Pursue civil action for damages and injunctive relief
• Report infringement to relevant platforms, app stores, and authorities
• Permanently ban the infringing user or entity from the Website

We reserve the right to update these Terms at any time. Changes take effect immediately upon publication on this page. Continued use of the Website after any changes constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.

Last updated: April 2026.

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in India.

For permissions, licensing inquiries, or to report content theft, please contact us through our contact page.