RBI · Negotiable Instruments Act 1881
Bank Holidays 2026 India
State-wise RBI-declared bank holidays for all 26 states and UTs. Includes national holidays, state festivals, and the Annual Bank Closing date.
26
States Covered
Apr 1
Annual Closing
2nd & 4th
Saturdays Off
Note: All 2nd and 4th Saturdays and Sundays are weekly offs in addition to the declared holidays below. Internet banking, UPI, and ATMs remain available 24×7 on all bank holidays.
North India
Delhi
New Delhi
5 national11 state1 regional
RBI ref: New Delhi
Himachal Pradesh
Shimla
5 national9 state5 regional
RBI ref: Shimla
Jammu & Kashmir
Srinagar
5 national13 state2 regional
RBI ref: Jammu
Punjab
Chandigarh
5 national7 state
RBI ref: Chandigarh
Rajasthan
Jaipur
5 national12 state
RBI ref: Jaipur
Uttar Pradesh
Lucknow
5 national17 state3 regional
RBI ref: Lucknow
South India
Andhra Pradesh
Amaravati
5 national16 state1 regional
RBI ref: Vijayawada
Karnataka
Bengaluru
5 national14 state1 regional
RBI ref: Bengaluru
Kerala
Thiruvananthapuram
5 national10 state5 regional
RBI ref: Kochi / Thiruvananthapuram
Tamil Nadu
Chennai
5 national17 state
RBI ref: Chennai
Telangana
Hyderabad
5 national17 state1 regional
RBI ref: Hyderabad
East India
West India
Central India
Northeast India
Arunachal Pradesh
Itanagar
5 national5 state6 regional
RBI ref: Itanagar
Assam
Dispur
5 national7 state3 regional
RBI ref: Guwahati
Manipur
Imphal
5 national9 state3 regional
RBI ref: Imphal
Meghalaya
Shillong
5 national6 state7 regional
RBI ref: Shillong
Mizoram
Aizawl
5 national10 state9 regional
RBI ref: Aizawl
Nagaland
Kohima
5 national6 state2 regional
RBI ref: Kohima
Sikkim
Gangtok
5 national9 state9 regional
RBI ref: Gangtok
Tripura
Agartala
5 national11 state5 regional
RBI ref: Agartala
Holiday Types
National HolidaysRepublic Day, Independence Day, Gandhi Jayanti, Annual Bank Closing — apply to all states.
State HolidaysMajor festivals declared by RBI for that state's jurisdiction, e.g. Diwali, Pongal, Onam.
Regional / LocalSpecific local festivals or observances applicable to certain cities within the state.
Frequently Asked Questions
How many bank holidays are there in India in 2026?
The number varies by state, ranging from 12 to 30+ days. National holidays (Republic Day, Independence Day, Gandhi Jayanti, Annual Bank Closing on April 1) apply everywhere, while state-specific festivals add to the count.
Which authority declares bank holidays in India?
The Reserve Bank of India (RBI) declares bank holidays under the Negotiable Instruments Act, 1881. Holidays are notified separately for each RBI regional office city and apply to banks in that jurisdiction.
Are 2nd and 4th Saturdays bank holidays?
Yes. Under the bipartite settlement between IBA and bank employees' unions, all 2nd and 4th Saturdays are non-working days for banks across India, in addition to Sundays and declared public holidays.
Do bank holidays affect online banking and ATMs?
No. Internet banking, mobile banking, ATMs, UPI, and NEFT/RTGS (except during specific maintenance windows) remain available 24×7 regardless of bank holidays. Only branch-based services are suspended on holidays.
When is the Annual Bank Closing Day in 2026?
April 1, 2026 (Wednesday) is the Annual Bank Closing Day for all banks in India. On this day, banks close their accounts for the financial year. All branches remain closed; only digital channels stay operational.
Disclaimer: Holiday data is compiled from RBI notifications and official state sources. Dates may change based on subsequent RBI circulars. Always verify with your bank or the RBI official website before planning critical financial transactions.