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Personal Finance

Articles about personal finance.

6 articles

Best FCNR(B) deposit rates for NRIs in 2026 with RBI update, currency protection, tax-free India benefits, and global currency visuals.
Personal Finance17 min

Best FCNR(B) Deposit Rates for NRIs (2026 RBI Update)

Discover the best FCNR(B) deposit rates for NRIs following the RBI's June 2026 swap window. Earn up to 7.13% tax-free in USD wi...

4 Jul 2026

Form 26AS vs AIS comparison hero image explaining key differences every taxpayer must know, with tax credit statement, annual information statement, PAN card, rupee symbol, and income tax portal visuals.
Personal Finance12 min

Form 26AS vs AIS: Key Differences Every Taxpayer Must Know

Understand the crucial differences between Form 26AS and the new AIS. Learn how India's Annual Information Statement impacts yo...

29 May 2026

Hero banner showing a golden rupee symbol on Tier I and Tier II pension fund layers, with tax documents, government building, currency notes, data streams, and growth charts explaining NPS Tier II withdrawal tax rules.
Personal Finance12 min

NPS Tier II Withdrawal: Tax Rules Explained

Is NPS Tier II withdrawal taxable as LTCG or STCG? Learn how equity, corporate bond, and government fund withdrawals are taxed...

27 May 2026

Professional fintech hero image showing a mutual fund portfolio chart, Indian rupee coins, and currency notes representing loan against mutual funds in India without selling investments.
Personal Finance12 min

Loan Against Mutual Funds in India: The Complete 2026 Guide

Unlock liquidity without selling investments. Learn how a Loan Against Mutual Funds (LAMF) works in India, including 2026 RBI L...

20 May 2026

Cinematic finance hero image showing an Indian retail investor, SIP growth curve, rupee symbols, coins, and monthly SIP calendar dates explaining how SIP returns are calculated in India and what investors should realistically expect
Personal Finance11 min

SIP Returns in India: How They Work & What to Expect

Learn how SIP returns are calculated using XIRR, why returns fluctuate across market cycles, and how to set realistic expectati...

4 May 2026

Infographic illustrating Employees' Provident Fund (EPF) savings growth, featuring a piggy bank, financial charts, and diverse workforce icons.
Personal Finance12 min

EPF Wage Ceiling in India: Limit, History & Impact

What is the EPF wage ceiling in India, how has it changed over the years, and what would raising it mean for employees and empl...

20 Apr 2026