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Illustration comparing capital adequacy norms in India, with a commercial bank on the left showing a blue shield marked CRAR 9% and Tier 1 and Tier 2 capital pillars, and an NBFC on the right showing a green shield marked CRAR 15% above a Net Owned Fund base, with rupee symbols, bar charts, a balance scale, and a subtle RBI emblem on a clean white background.
Banking

Bank vs NBFC Capital Adequacy Norms in India Explained

10 Apr 2026 · 12 min read

Monetary Policy · RBI MPC
60th Meeting · Apr 2026
🏦 RBI MPC
APR 2026
RBI MONETARY POLICY · APR 2026
Repo Rate
Held At
5.25%
UNANIMOUS VOTE
All 6 MPC members
Stance
Neutral
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Illustration comparing capital adequacy norms in India, with a commercial bank on the left showing a blue shield marked CRAR 9% and Tier 1 and Tier 2 capital pillars, and an NBFC on the right showing a green shield marked CRAR 15% above a Net Owned Fund base, with rupee symbols, bar charts, a balance scale, and a subtle RBI emblem on a clean white background.

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Bank vs NBFC Capital Adequacy Norms in India Explained

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