JAIIB & CAIIB Mock Tests

50-question timed mock test covering the Principles & Practices of Banking (PPB) module. Topics include RBI functions, banking regulation, payment systems, negotiable instruments and credit.

50 exam-standard MCQs on Agricultural Finance — KCC formula, eligibility, margin norms, farm mechanisation, MSP, PM-AASHA, and PMFBY.

50 exam-standard MCQs on Priority Sector Advances — PSL targets, 8 categories, district weightage, ANBC formula, Weaker Sections, PSLCs, and interest subvention.

50-question mock test on Personal Finance for JAIIB PPB Chapter 35 — credit cards (5 parties, RBI Master Directions April 2022, tokenisation, 2FA), home loan LTV ratios and disbursal norms, personal loans, and consumer loans.

50-question mock test on Laws Relating to Bill Finance for JAIIB PPB Chapter 34 — NI Act sections, types of bills, Bill Purchase vs Discounting vs ABC, Holder in Due Course rights, and three landmark case laws.

50-question mock test on Deferred Payment Guarantees for JAIIB PPB Chapter 33 — DPG definition, payment structure, usance bills, bank liability, and comparison with LC and bank guarantee.

50-question mock test on Letters of Credit for JAIIB PPB Chapter 32 — parties, LC types, documents, strict compliance, UCPDC 600, and Supreme Court cases.

50 MCQs (MEDIUM + HARD) on Sec 126-147 ICA 1872, surety liability, discharge, co-sureties, bank guarantee types, and key case laws.

Chapter 30 mock test covering Contracts of Indemnity: Sec 124/125 ICA 1872, indemnity vs guarantee, rights of indemnity holder, implied indemnity (Secretary of State vs Bank of India), enforceability, and banking applications.

50 questions covering DRB Act 1993, SARFAESI Act 2002, IBC 2016, Lok Adalats and Law of Limitation. Medium and Hard difficulty only.

50 exam-standard MCQs covering NPA definitions, IRAC norms, asset classification (Substandard/Doubtful/Loss), provisioning rates, SMA categories, CRILC reporting, Resolution Plan framework, restructuring norms, wilful defaulters, country risk and writing off. Based on Bankopedia Chapter 28 study notes.

Comprehensive 50-question mock test on Chapter 27 — Documentation. Covers all eight steps of the documentation procedure, Stamp Act stamping rules (Sec 17/18/19), types of documents, limitation period management (PAR methods), revival of time-barred debts under Sec 25(3), and key case law including Balkrishna Deshpande, Lalan Sanbayya, and Manoj Kumar Saha.

Covers legal framework for bank security, Indian Contract Act, agency, bailment, seven modes of charge (assignment, lien, set-off, hypothecation, pledge, mortgage, appropriation), and registration requirements.

50 exam-standard MCQs covering secured vs unsecured loans, land and buildings, goods (pledge vs hypothecation), documents of title to goods, life insurance policies, advances against shares/debentures/book debts/term deposits/gold ornaments, supply bills and vehicle finance. Based on the Bankopedia Chapter 25 study notes.

50 exam-standard MCQs covering Base Rate/MCLR/external benchmarks, exposure norms, credit monitoring, CRILC, goods and warehouse advances, education and vehicle loans. Based on the Bankopedia Chapter 24 study notes.

50 exam-standard MCQs covering 7 C's, turnover method, Tandon MPBF, cash budget method, CMA data, BG/LC assessment and DSCR. Based on the Bankopedia Chapter 23 study notes.

50 exam-standard MCQs covering 6 cardinal principles, 8 borrower types, working capital concepts, CC/OD, Clayton's case, bill finance and non-fund based facilities. Based on the Bankopedia Chapter 22 study notes.

50 exam-standard MCQs covering public authority, PIO, disposal timelines, fees, exemptions, appeals, CIC/SIC and penalties. Based on the Bankopedia Chapter 21 study notes.

50 exam-standard MCQs covering definitions, CCPA, three-tier commissions and pecuniary jurisdiction, limitation and product liability. Based on the Bankopedia Chapter 20 study notes.

50 exam-standard MCQs covering RB-IOS 2021, deficiency in service, award limits, appellate authority and internal ombudsman. Based on the Bankopedia Chapter 19 study notes.

50 exam-standard MCQs covering duty to honour cheques, secrecy and its exceptions, lien/set-off/appropriation and the Charter of Customer Rights. Based on the Bankopedia Chapter 18 study notes.

50 exam-standard MCQs covering BCSBI codes, customer service committees, deceased claim settlement, senior citizen provisions. Based on the Bankopedia Chapter 17 study notes.

50 exam-standard MCQs covering PMJDY, BSBDA, business correspondents, PMJJBY/PMSBY/APY, FLCs and RSETIs. Based on the Bankopedia Chapter 16 study notes.

50 exam-standard MCQs covering remittances (NEFT/RTGS/IMPS/UPI), lockers, safe custody, government business, bancassurance and demat. Based on the Bankopedia Chapter 15 study notes.

50 exam-standard MCQs covering Section 131 protection, conversion, good faith and without negligence, holder for value. Based on the Bankopedia Chapter 14 study notes.

50 exam-standard MCQs covering payment in due course, Section 85 protection, forgery, material alteration and wrongful dishonour. Based on the Bankopedia Chapter 13 study notes.

50 exam-standard MCQs covering NI Act 1881, crossings, endorsements, payment in due course, Sections 85/89/128/131 and CTS 2010. Based on the Bankopedia Chapter 12 study notes.

50 exam-standard MCQs covering CMS collection and payment products, float management, sweeps and virtual accounts. Based on the Bankopedia Chapter 11 study notes.

50 exam-standard MCQs covering RFC, RFC(D) and EEFC accounts, eligibility, permissible credits and debits. Based on the Bankopedia Chapter 10 study notes.

50 exam-standard MCQs covering NRE/NRO/FCNR(B) accounts, repatriation rules, USD 1 million scheme, joint holding and taxation. Based on the Bankopedia Chapter 9 study notes.

50 exam-standard MCQs covering LRS limits, FEMA 1999, current vs capital account transactions, TCS on remittances and permissible purposes. Based on the Bankopedia Chapter 8 study notes.

50 exam-standard MCQs covering mandate vs power of attorney, banker's lien, set-off, appropriation of payments, garnishee and attachment orders. Based on the Bankopedia Chapter 7 study notes.

50 exam-standard MCQs covering CTS grid clearing, NACH, cheque return handling, collection timelines and compensation, cash handling and counterfeit note procedures. Based on the Bankopedia Chapter 6 study notes.

50 exam-standard MCQs covering deposit account types, interest rules, premature withdrawal, TDS, dormant accounts, DEA Fund, nomination and BSBDA. Based on the Bankopedia Chapter 5 study notes.

80-question timed mock test covering all 7 credit appraisal topic areas: Working Capital, Ratio Analysis, Credit Risk, Security & Collateral, NPA, PSL/MSME, and Project Finance. Targeted at SBI CBO, BOI Credit Officers, and IBPS RRB Scale 2 GBO.

50 exam-standard MCQs on account opening: joint account modes, minor accounts, illiterate/blind customers, HUF, sole proprietorship, partnership firms (Clayton's Rule), LLPs, companies, trusts, clubs, co-operatives, executor accounts, LEI, and current account norms.

50 exam-standard MCQs on KYC operations: OVDs (6 types), risk categorisation, small account limits, V-CIP requirements, CKYCR, Aadhaar-based KYC, re-KYC timelines, FATCA/CRS, PAN requirements, and interoperability.

50 exam-standard MCQs on AML-KYC: PMLA 2002, three stages of money laundering, FIU-IND, CTR & STR thresholds, FATF, CDD/EDD/SDD, PEP classification, beneficial ownership, re-KYC periodicity, V-CIP, tipping off, and hawala.

50 exam-standard MCQs covering all key concepts of Banker-Customer Relationship: debtor-creditor relationship, Foley v Hill, Tournier case, Clayton's Rule, right of lien, set-off, garnishee orders, stop payment, nomination, and more.