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BOB

Public Sector Bank · Advt. No. BOB/HRM/REC/ADVT/2026/16

Bank of Baroda Local Bank Officer (LBO) Recruitment 2026

2482 Vacancies across 20 States — JMG/S-I Scale

Active · Apply by 7 Sep 2026Officer CadreState-Specific PostingExperience Required

Total Vacancies

2482

Apply By

7 Sep 2026

Age Limit

21–30 years

Pay Scale

₹48,480/mo

Vacancy Details

Organisation
Bank of Baroda (BOB)
Advertisement No.
BOB/HRM/REC/ADVT/2026/16
Post Name
Local Bank Officer (LBO)
Grade / Scale
Junior Management Grade Scale-I (JMG/S-I)
Total Vacancies
2482 (incl. unfilled vacancies of previous LBO exercises)
Qualification
Graduation in any discipline from a recognised university/institution
Experience
Min. 1 year post-qualification as an Officer in any Scheduled Commercial Bank (Second Schedule of RBI). Clerical cadre NOT counted
Apply Start
18 August 2026
Last Date
7 September 2026 (application + fee payment)
Cut-off Date
01.08.2026 (age, qualification & experience)
Application Fee
₹850 (Gen/EWS/OBC) · ₹175 (SC/ST/PwBD/ESM/Women) — incl. GST, + gateway charges
Age Limit
21 – 30 years as on 01.08.2026
Pay Scale
₹48,480 – ₹85,920 (JMG/S-I) + 1 advance increment for 1+ yr officer experience
Bond
Min. 3 years of service, else 3 months' Gross Salary (capped at ₹2 lakh)
Probation Period
12 months of active service from date of joining
Posting
Within applied State for first 12 years or until promotion to SMGS-IV, whichever is earlier
Apply Mode
Online only — bankofbaroda.bank.in under Career → Current Opportunities

What is a Local Bank Officer (LBO)?

Unlike a regular PO who can be posted anywhere in India, an LBO is a state-specific officer. Selected candidates stay posted within the state for which they applied for the first 12 years of service (or until promotion to SMGS-IV grade, whichever is earlier). They must be proficient in the local language of that state — reading, writing, speaking and understanding. This role is designed to serve local communities with deep regional expertise.

State-wise Vacancies

StateLocal LanguageNewUnfilledTotal
Andhra PradeshTelugu80080
Arunachal PradeshEnglish *14620
AssamAssamese / Bodo34640
GoaKonkani101121
GujaratGujarati4007851185
Jammu & KashmirUrdu / Kashmiri / Dogri15015
KarnatakaKannada130288418
KeralaMalayalam40949
MaharashtraMarathi18038218
ManipurManipuri / Meitei10515
MeghalayaGaro / Khasi9615
MizoramMizo11415
NagalandEnglish *9615
OdishaOdia964100
PunjabPunjabi30434
SikkimNepali / Sikkimese9110
Tamil NaduTamil1284132
TelanganaTelugu50050
TripuraBengali / Kokborok538
West BengalBengali / Nepali40242
Total130011822482

Category split (overall): SC 358 · ST 240 · OBC 600 · EWS 303 · GEN 981. PwBD horizontal reservation included within the above. Candidates can apply for one state only. Merit list is drawn state-wise and category-wise. * For Arunachal Pradesh and Nagaland, English is accepted as local language only if studied and passed as a subject from a school located in that state.

Eligibility Criteria

Age

Minimum 21 years · Maximum 30 years (as on 01.08.2026)

CategoryRelaxation
SC / ST+5 years
OBC (Non-Creamy Layer)+3 years
PwBD (Gen/EWS)+10 years
PwBD (OBC)+13 years
PwBD (SC/ST)+15 years
Ex-Servicemen (Gen/EWS)+5 years
Ex-Servicemen (OBC)+8 years
Ex-Servicemen (SC/ST)+10 years

Educational Qualification

Graduation in any discipline from a University/Institution recognised by Government of India/Govt. bodies/AICTE, as on 01.08.2026.

Preferred certifications (not mandatory): IC 38 (Insurance Institute of India) · NISM Series V-A: Mutual Fund Distributors · NISM Series XXI-A: PMS Distributors · NISM Series XIII: Common Derivatives

Work Experience (Mandatory)

  • • Minimum 1 year post-qualification experience as an Officer in any Scheduled Commercial Bank listed in the Second Schedule of the Reserve Bank of India
  • • Experience in Clerical cadre is NOT considered for eligibility
  • • Reckoned as on the cut-off date: 01.08.2026
  • • Stints of less than 6 months in any organization are not counted (except current employment)
  • • Job profile must substantially match a Scale-I officer of Bank of Baroda — else the application is rejected
  • • BOB employees in officer cadre / on contract, and those who resigned from an officer post or exited while on contract in the last 3 years, are not eligible

Local Language Proficiency

Candidates must be proficient (reading, writing, speaking and understanding) in the local language of the state they apply for (see state table above). Candidates shortlisted in the Online Examination must qualify the Local Language Proficiency Test (LPT), failing which they will not be allowed to appear for the Personal Interview. Candidates who produce a 10th or 12th standard marksheet/certificate showing they studied the specified local language as a subject are exempt from the LPT.

Advance Increment for Prior Experience

  • One advance increment is granted to selected candidates with work experience of 1 year or more as an Officer in a Scheduled Commercial Bank
  • • Salary and emoluments are governed by the industry-level bipartite settlement / Joint Note applicable to bank officers
  • • Additional allowances, perquisites and facilities as per Bank of Baroda policies

Selection Process

I

Online Test

120 questions · 120 marks · 120 minutes · Negative marking (¼ mark per wrong answer) · Separate timing per section

English Language section is qualifying only — not counted in the merit list. A psychometric test may also be conducted

II

Local Language Proficiency Test (LPT)

Qualifying in nature · Tests reading, writing, speaking and understanding of the state's local language

Exempt if you studied the language as a subject in 10th/12th (marksheet proof required). Failing LPT = no Personal Interview

III

Group Discussion &/or Personal Interview

Minimum qualifying: 60% for General · 55% for Reserved categories

Final merit = Online Test + GD/PI scores (state-wise & category-wise ranking). Tie at cut-off resolved by age (descending)

Online Test Pattern

SectionQuestionsMarksDurationVersion
English Language303030 minEnglish
Banking Knowledge303030 minBilingual
General / Economic Awareness303030 minBilingual
Reasoning Ability & Quantitative Aptitude303030 minBilingual
Total120120120 min

Negative marking: ¼ mark deducted per wrong answer (no penalty for blanks). English Language is qualifying only — its marks are not considered for the final merit list. All other sections are bilingual (English & Hindi).

Important Dates

Notification Released18 August 2026
Online Registration Opens18 August 2026
Last Date to Apply & Pay Fee7 September 2026
Online Test (Tentative)To be advised separately
Language Proficiency TestAfter Online Test
GD / Personal InterviewTo be notified separately
Final Result / OffersTo be notified separately

Application Fee

CategoryFee
General / EWS / OBC₹850 (incl. GST) + payment gateway charges
SC / ST / PwBD / ESM-DESM / Women₹175 (incl. GST) + payment gateway charges

Fee is non-refundable — payable irrespective of whether the online test is conducted or whether the candidate is shortlisted. Payment online only (Debit/Credit Card, Internet Banking, UPI).

Documents to Upload (Online Application)

  • ·Recent passport-style colour photograph (4.5cm × 3.5cm, ~200 × 230 px) · JPEG · 20–50 KB (plus a live photo capture via webcam/mobile)
  • ·Signature on white paper with black ink (~140 × 60 px) · JPEG · 10–20 KB — NOT in capital letters
  • ·Left-hand thumb impression (3cm × 3cm, 240 × 240 px @200 DPI) · JPEG · 20–50 KB
  • ·Handwritten declaration in English (10cm × 5cm, 800 × 400 px @200 DPI) · JPEG · 50–100 KB
  • ·Resume / Bio-data (PDF, A4, max 500 KB)
  • ·DOB proof: 10th marksheet/certificate (PDF, max 500 KB)
  • ·Educational certificates — all in a single PDF (max 500 KB)
  • ·Work experience certificates (PDF, max 500 KB)
  • ·Caste / Category / PwBD certificate (PDF, max 500 KB) — if applicable
  • ·Salary slips & CTC break-up documents

Handwritten declaration text (in your own handwriting, NOT capitals): “I, [Name], hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

🖼️ Photo or signature not in the required KB range?

Resize your Photo, Signature, Thumb Impression & Declaration to exact BOB LBO specs — free, in your browser, no uploads.

Open BOB Image Resizer →

Key Points to Remember

1.Candidates can apply for ONE state only — multiple applications are forfeited (only the latest valid one is retained)
2.Merit list is drawn state-wise and category-wise
3.No change of category or any application detail is permitted after submission
4.LBOs remain posted in the applied state for the first 12 years or until promotion to SMGS-IV
5.Service Bond: minimum 3 years, else pay 3 months' Gross Salary (capped at ₹2 lakh)
6.Probation period: 12 months of active service
7.English section is qualifying only; the other 3 sections decide your merit
8.Ex-servicemen: No reservation in Officer Cadre, but age relaxation applies
9.Biometric data / IRIS scan and photograph will be captured and verified at every stage
10.Keep a valid personal email ID and mobile number active till the process ends — call letters are download-only from the Bank's website
11.Aadhaar card is advised — online Aadhaar verification may be conducted at different stages

Frequently Asked Questions

What is BOB LBO and how is it different from a regular PO?

LBO (Local Bank Officer) is a state-specific officer in JMG/S-I scale who remains posted within the applied state for the first 12 years of service (or until promotion to SMGS-IV). Unlike a regular PO who can be transferred anywhere in India, LBOs serve local communities and must be proficient in the state's local language. Prior officer experience is mandatory for LBO.

Is bank experience mandatory for BOB LBO 2026?

Yes. A minimum of 1 year post-qualification experience as an Officer in a Scheduled Commercial Bank (Second Schedule of RBI) is mandatory as on 01.08.2026. Clerical-cadre experience is not counted, and stints shorter than 6 months are excluded (except current employment).

What is the last date to apply for BOB LBO 2026?

7 September 2026 — both the application and fee payment must be completed by this date. Registration opened on 18 August 2026 at bankofbaroda.bank.in under Career → Current Opportunities.

What is the application fee for BOB LBO 2026?

₹850 (inclusive of GST) plus gateway charges for General/EWS/OBC candidates, and ₹175 (inclusive of GST) plus gateway charges for SC/ST/PwBD/ESM/Women candidates. The fee is non-refundable.

What is the exam pattern for BOB LBO 2026?

Online Test: 120 questions, 120 marks, 120 minutes across 4 sections of 30 questions each — English Language (qualifying only), Banking Knowledge, General/Economic Awareness, and Reasoning Ability & Quantitative Aptitude. All sections except English are bilingual. Negative marking: ¼ mark per wrong answer, with separate timing per section.

Which certifications are preferred for BOB LBO 2026?

IC 38 (Insurance Institute of India), NISM Series V-A (Mutual Fund Distributors), NISM Series XXI-A (PMS Distributors), and NISM Series XIII (Common Derivatives). These are preferred, not mandatory — graduation plus 1 year officer experience remain the core eligibility.

What is the salary of BOB LBO after joining?

Basic pay starts at ₹48,480/month in the JMG/S-I scale (₹48,480–₹85,920). Candidates with 1+ year of officer experience in a Scheduled Commercial Bank get one advance increment. DA, HRA and other allowances apply as per the bipartite settlement and bank policies.

What is the service bond for BOB LBO?

Selected candidates must serve a minimum of 3 years after joining, or pay an amount equal to three months' Gross Salary (not exceeding ₹2 lakh) if they leave earlier. A 12-month probation period also applies.

What are the image size requirements for the BOB LBO application form?

Photograph: 20–50 KB JPEG (200×230 px). Signature: 10–20 KB JPEG (140×60 px, not in capitals). Left thumb impression: 20–50 KB JPEG (240×240 px). Handwritten declaration: 50–100 KB JPEG (800×400 px). Use the free BOB Image Resizer on Bankopedia to get exact sizes.