NOTIFICATION OUT395 VACANCIESAPPLY BY 10 AUG 2026

Union Bank of India — Specialist Officer Recruitment 2026–27

Union Bank of India has released its Recruitment Project 2026–27 for 395 Specialist Officer vacancies across five scales — Manager (MMGS-II) to Deputy General Manager (TEGS-VI). Posts span General Banking, IT, Chartered Accountancy, Risk Management, Law, Architecture, Engineering, and more. Online applications open from 21 July to 10 August 2026 at unionbankofindia.co.in.

Total Vacancies

395

Scales Covered

5 (MMGS-II to TEGS-VI)

Application Opens

21 Jul 2026

Last Date to Apply

10 Aug 2026

Age Cut-off Date

01 Jul 2026

Apply at

unionbankofindia.co.in

Scale-wise Vacancies & Pay

Scale	Designation	Pay Band (₹)	Approx. CTC	Vacancies
MMGS-II	Manager	₹64,820 – ₹93,960	~₹21 LPA	163
MMGS-III	Senior Manager	₹85,920 – ₹1,05,280	~₹25 LPA	153
SMGS-IV	Chief Manager	₹1,02,300 – ₹1,20,940	~₹30 LPA	52
SMGS-V	Asst. General Manager	₹1,20,940 – ₹1,35,020	~₹38 LPA	20
TEGS-VI	Dy. General Manager	₹1,40,500 – ₹1,56,500	~₹47 LPA	7
Total				395

Pay is basic pay + DA + HRA + other allowances as per IBA norms. CTC figures are indicative and include DA at current rate.

Reservation-wise Distribution

Category	UR	EWS	OBC	SC	ST	Total
All Posts	170	36	105	57	27	395

PwBD sub-reservation: 5 VI + 5 HI + 7 OC + 2 ID = 19 posts (within the total of 395). NCL certificate mandatory for OBC.

Post Categories (108 Post Codes)

Posts are divided into G-series (General Banking, codes G01–G19) and S-series (Specialist, codes S01–S108). The exam pattern differs between these two tracks — check the section below.

G — General Banking (G01–G19)

Scales: MMGS-II to SMGS-VBond: ₹2,00,000 / 3 years

›Credit Officers — corporate, MSME, retail lending
›Agricultural Officers / Rural Development
›Trade Finance & FOREX Operations
›Marketing & Business Development Officers
›Data Analysts / Research Analysts
›Financial Analysts & Treasury Officers
›HR / IT Management Officers
›Compliance & Legal Support Officers

S — FOREX Specialists (S01–S02)

Scales: MMGS-II to SMGS-IIIBond: ₹2,50,000 / 3 years

›FOREX Operations Officer
›Trade Finance Specialist
›~50 vacancies in this track
›Knowledge of import/export documentation required
›FEDAI rules & FEMA familiarity expected

S — IT Specialists (S03–S71)

Scales: MMGS-II to SMGS-VBond: ₹2,50,000 / 3 years

›Software Developers (Java, Python, .NET, Mobile)
›Database Administrators (Oracle, SQL Server)
›Network / Infrastructure Engineers
›Cloud & DevOps Engineers
›Information Security / Cyber Security Officers
›Data Scientists / ML Engineers
›ERP / SAP Functional Consultants
›Project Managers / IT Governance Officers

S — Chartered Accountants (S72–S80)

Scales: MMGS-II to SMGS-VBond: ₹2,50,000 / 3 years

›Credit Analysts (CA) — largest chunk of CA posts
›Concurrent Auditors
›ICAI-qualified candidates preferred
›Inter CA or CA Final candidates eligible for some posts
›~77 posts at MMGS-II, 30 at higher scales for Credit

S — Risk Management (S81–S88)

Scales: MMGS-II to TEGS-VIBond: ₹2,50,000 / 3 years

›Credit Risk Analysts & Managers
›Market Risk Officers
›Operational Risk Officers
›Enterprise Risk Management (ERM)
›FRM / CFA / PRM qualification preferred
›Includes DGM-level (TEGS-VI) posts

S — Law Officers (S89–S92)

Scales: MMGS-II to SMGS-IVBond: ₹2,50,000 / 3 years

›~30 vacancies total
›LLB with enrolled bar membership required
›Banking / debt recovery litigation experience preferred
›SARFAESI & DRT knowledge expected

S — Technical & Specialist (S93–S108)

Scales: MMGS-II to SMGS-IVBond: ₹2,50,000 / 3 years

›Architects (S93–S95) — B.Arch + CoA registration
›Civil Engineers (S96–S99) — ~10 vacancies
›Electrical Officers (S100–S101) — ~4 vacancies
›Fire Officers (S102–S103) — ~5 vacancies
›Printing Specialist (S104) — 1 vacancy
›Vendor Management / IT Procurement (S105–S108) — ~5 vacancies

Full post-code wise details (exact vacancies, qualification, and experience per code) are in the official detailed advertisement PDF at unionbankofindia.co.in.

Selection Process

Scale I–III Posts (Written + Interview)

1
Online Written Test
Objective MCQ — Professional Knowledge (S-series) or aptitude + PK (G-series). No negative marking mentioned.
2
Group Discussion
May be conducted at the Bank's discretion for shortlisted candidates. Not mandatory for all posts.
3
Personal Interview
100 marks. Shortlisting ratio: 1:3. Minimum qualifying: 50 marks (UR/EWS), 45 marks (SC/ST/OBC/PwBD).
4
Merit List
Final selection based on combined online test + interview marks. Post-wise, category-wise merit.

Scale IV–VI Posts (Interview Only)

No online written examination for Chief Manager (SMGS-IV), AGM (SMGS-V), and DGM (TEGS-VI) level posts.

1
Application Shortlisting
Candidates shortlisted based on eligibility and professional experience profile.
2
Group Discussion
May be conducted if required by the Bank. Qualifying in nature.
3
Other Tests
Bank may conduct additional tests (case study, presentation, psychometric) at its discretion.
4
Personal Interview
100 marks. Minimum qualifying: 50 marks (UR/EWS), 45 marks (SC/ST/OBC/PwBD). Final selection basis interview.

Interview shortlisting ratio: 3 candidates per vacancy (1:3) will be called for interview from the online test merit list. Mere eligibility does not guarantee a call for interview.

Online Test Pattern

Specialist Track (S01–S108, up to Scale III)

Section	Questions	Marks	Time
Professional Knowledge	50	100	60 min
Total	50	100	60 min

100% domain-specific questions. No aptitude or English section. Each wrong answer has a penalty of ¼ mark.

General Banking Track (G01–G19, up to Scale III)

Section	Q	Marks	Nature
Quantitative Aptitude	25	25	Counted
Reasoning Ability	25	25	Counted
English Language	25	25	Qualifying
Professional Knowledge	50	100	Counted
Total	125	175	120 min

English marks are not included in merit ranking — only QA + Reasoning + PK (150 marks) are counted. English must meet a minimum qualifying score.

Important Dates

Notification Date: 20 July 2026
Online Registration Opens: 21 July 2026
Last Date to Apply Online: 10 August 2026
Fee Payment Deadline: 10 August 2026
Age Cut-off Date: 01 July 2026
Experience Cut-off Date: 10 August 2026
Online Test Date (Scale I–III): To be announced
Call Letter Download (Exam): To be announced
Interview Date: To be announced

Eligibility — Key Highlights

Qualification (Representative)

General Banking (G): Graduation in any discipline; MBA / PGDBA for some managerial posts.
FOREX Specialist (S01–S02): Graduation with relevant FOREX operations experience.
IT Specialists (S03–S71): B.Tech / B.E. / MCA / M.Sc (CS/IT) or equivalent; certifications may be required for senior roles.
Chartered Accountants (S72–S80): CA (ICAI) qualified — Inter CA or Final CA depending on scale.
Risk Management (S81–S88): Graduation + relevant experience; FRM / CFA / PRM preferred.
Law Officers (S89–S92): LLB with enrollment as Advocate; banking litigation experience.
Architects (S93–S95): B.Arch with valid Council of Architecture registration.
Civil Engineers (S96–S99): B.E. / B.Tech in Civil Engineering from recognised university.
Electrical Officers (S100–S101): B.E. / B.Tech in Electrical Engineering.
Fire Officers (S102–S103): Diploma / Degree in Fire Engineering or equivalent.

Refer to the official advertisement for exact qualifications per post code — requirements vary significantly within each group.

Age & Experience

›Age is calculated as on 01 July 2026.
›Maximum age varies by scale — typically 35 yrs (MMGS-II), 40 yrs (MMGS-III), 45 yrs (SMGS-IV), 50 yrs (SMGS-V), 55 yrs (TEGS-VI).
›Experience cut-off is 10 August 2026 (last date to apply).
›Post-qualification experience of 2–15 years required depending on scale and post code.
›Experience in banking / financial services generally preferred or mandatory.

Age Relaxation

Category	Relaxation
SC / ST	+5 years
OBC (Non-Creamy Layer)	+3 years
PwBD (all categories)	+10 years
Ex-servicemen	+5 years
1984 riot victims	+5 years

Application Fee

Candidate Category	Fee (incl. GST)
SC / ST / PwBD	₹177
UR / EWS / OBC (NCL)	₹1,180

Fee is non-refundable. Payment via online mode only (debit card, credit card, internet banking). GST included.

Service Bond & Probation

G-series Bond

₹2,00,000

G01–G19 posts / 3-year service commitment

S-series Bond

₹2,50,000

S01–S108 posts / 3-year service commitment

Probation Period

2 Years

All selected candidates; from date of joining

The bond amount is payable to the Bank if you resign or leave service before completing the prescribed bond period. Confirmation is subject to satisfactory performance during probation.

Frequently Asked Questions

What is Union Bank SO Recruitment Project 2026–27?

It is a specialist officer recruitment drive by Union Bank of India for 395 posts across multiple disciplines — General Banking, IT, Chartered Accountancy, Risk Management, Law, Architecture, Civil/Electrical/Fire Engineering, and Vendor Management — at scales ranging from MMGS-II (Manager) to TEGS-VI (Deputy General Manager). Notification was released on 20 July 2026.

What is the last date to apply for Union Bank SO 2026–27?

The last date to submit an online application for Union Bank SO Recruitment 2026–27 is 10 August 2026. The application window opened on 21 July 2026. Apply at www.unionbankofindia.co.in under Recruitment → Careers.

How many vacancies are there and which scales are covered?

Total 395 vacancies: MMGS-II (Manager) — 163 posts; MMGS-III (Senior Manager) — 153 posts; SMGS-IV (Chief Manager) — 52 posts; SMGS-V (AGM) — 20 posts; TEGS-VI (DGM) — 7 posts. Category-wise: UR 170, OBC 105, SC 57, EWS 36, ST 27.

Is there an online test for all posts?

No. An Online Written Test is conducted only for Scale I–III posts (G01–G19 and S01–S108). For Scale IV to VI posts, selection is through GD (if required) and/or Personal Interview only — no written exam.

What is the exam pattern for Specialist Officer (S-series) posts?

For S01–S108 posts up to Scale III: 50 objective questions from Professional Knowledge only, carrying 100 marks, to be completed in 60 minutes. There is no General Awareness or Reasoning section — the entire test is domain-specific.

What is the exam pattern for General Banking (G-series) posts?

For G01–G19 posts up to Scale III: Quantitative Aptitude (25Q/25M) + Reasoning Ability (25Q/25M) + English Language (25Q/25M, qualifying) + Professional Knowledge (50Q/100M) = 125 questions, 175 marks, 120 minutes total. English marks are not counted in the merit list.

What is the application fee for Union Bank SO 2026–27?

SC/ST/PwBD candidates pay ₹177 (including GST). All other candidates (UR, OBC, EWS) pay ₹1,180 (including GST). Fee is payable online via debit/credit card or internet banking.

Is there a service bond requirement for Union Bank SO?

Yes. Candidates joining General Banking posts (G01–G19) must serve for a minimum of 3 years and execute a bond of ₹2,00,000. Those joining Specialist Officer posts (S01–S108) must serve 3 years and execute a bond of ₹2,50,000. The bond amount is payable if you leave before completing the bond period.

What is the probation period after joining Union Bank as SO?

The probation period for all selected candidates is 2 years from the date of joining.

What are the age relaxations available?

Age relaxation (above the maximum age limit for the post) is as follows: SC/ST — 5 years; OBC (NCL) — 3 years; PwBD — 10 years; Ex-servicemen — 5 years; Victims of 1984 riots — 5 years. Age is reckoned as on 01 July 2026.

Apply Before 10 August 2026

Head to unionbankofindia.co.in → Recruitment → Careers to submit your application online. Read the detailed notification PDF carefully for post-specific eligibility before applying.

Apply at unionbankofindia.co.in →

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