RBI RecruitmentPanel Year 2026Applications Open

RBI Officers Grade B (DR)
Recruitment 2026

Reserve Bank of India Services Board (RBISB) has notified 60 vacanciesfor Officers in Grade B (Direct Recruit) under General, DEPR, and DSIM cadres — Panel Year 2026. This page covers everything from eligibility and exam pattern to a structured preparation roadmap.

Apply Now →Official Notification

Important Dates

Event	Date
Online Application Opens	29 April 2026
Last Date to Apply Online	20 May 2026
Phase-I Online Exam (General/DSIM)	13 June 2026
Phase-I Online Exam (DEPR)	13 June 2026
Phase-II Exam (Tentative)	July 2026

Vacancy Breakdown

Cadre	UR	OBC	EWS	SC	ST	Total	Notes
General	20	11	4	7	3	45	Includes 3 PwBD (HH/VH/OH)
DEPR	6	3	1	2	1	13	Includes 1 PwBD
DSIM	6	3	1	2	1	13	Includes 1 PwBD
Total						71

* Backlog vacancies from previous years included. Figures subject to change as per RBISB notification.

Eligibility Criteria

Age Limit (as on 01-Apr-2026)

• Minimum: 21 years
• Maximum: 30 years (born between 02-Apr-1996 and 01-Apr-2005)
• SC/ST: +5 years relaxation
• OBC (non-creamy layer): +3 years
• PwBD (General): +10 years
• M.Phil holders: maximum 32 years
• Ph.D holders: maximum 34 years
• Ex-servicemen: as per rules

Educational Qualification

General Cadre

Graduation with min. 60% (50% for SC/ST/PwBD) or Post-Graduation with min. 55% from a recognised university

DEPR Cadre

Master's degree in Economics with min. 55% marks from a recognised university

DSIM Cadre

Master's in Statistics / Math / Data Science / AI & ML with 55% or 4-year Bachelor's with 60% in related fields

Application Fee

Category	Fee	Note
SC / ST / PwBD	₹100 + 18% GST	Intimation charges only
General / OBC / EWS	₹850 + 18% GST	Application + intimation
RBI Staff	Nil	Exempt

Selection Process

Phase-I

Preliminary Online Exam

Objective MCQ — Screening round. Shortlisted candidates appear for Phase-II.

Phase-II

Mains Exam

Combination of Objective + Descriptive papers based on cadre. Rigorous and subject-focused.

Interview

75 Marks

Conducted by RBISB. Tests personality, banking knowledge, and analytical ability.

Exam Pattern

Detailed paper-wise breakup for each cadre. Negative marking applies on all objective papers.

General CadrePhase-I (200 marks · 120 minutes)

Section	Marks	Duration	Type
General Awareness	40	Composite 2 hrs	Objective
English Language	30		Objective
Quantitative Aptitude	30		Objective
Reasoning	60		Objective
Computer Knowledge	40		Objective

General CadrePhase-II (300 marks)

Paper	Marks	Format	Duration
Paper I – Economic & Social Issues	100	50% Obj + 50% Desc	3 hrs
Paper II – English Writing Skills	100	100% Descriptive	3 hrs
Paper III – General Finance & Management	100	50% Obj + 50% Desc	3 hrs

DEPR CadrePhase-I + Phase-II

Phase	Paper	Marks	Duration
Phase-I	Economics (Objective)	100	2 hrs
Phase-I	English (Descriptive)	100	1.5 hrs
Phase-II	Economics — Paper I (Descriptive)	100	3 hrs
Phase-II	Economics — Paper II (Descriptive)	100	3 hrs

DSIM CadrePhase-I + Phase-II

Phase	Paper	Marks	Duration
Phase-I	Statistics (Objective)	100	2 hrs
Phase-II	Statistics (Descriptive)	100	3 hrs
Phase-II	English Writing Skills (Descriptive)	100	3 hrs

Detailed Syllabus

Cadre-wise topic breakdown based on the official RBISB notification.

General Cadre — Phase-II Subjects

Economic & Social Issues

›Growth & Development — Measurement, Sustainability
›Economic Reforms in India — Liberalisation, Globalisation
›Social Structure in India — Urbanisation, Migration
›Poverty & Inequality — Measurement, Schemes
›Indian Agriculture — Green Revolution, Land Reforms
›Industry & Services — MSMEs, Make in India
›Union Budget — Revenue, Expenditure, Fiscal Policy
›India's External Sector — Trade, BoP, Forex Reserves
›Social Sectors — Education, Health, Sanitation
›Environment & Climate Change

English Writing Skills

›Essay Writing (broad socio-economic themes)
›Précis Writing
›Reading Comprehension
›Business / Official Letter Writing
›Report Writing

General Finance & Management

›Financial System — Money Markets, Capital Markets
›Financial Institutions — RBI, SEBI, IRDA, PFRDA
›Basics of Derivatives & Risk Management
›Company Accounts & Audit
›Basics of Management — Planning, Organising, Motivation
›Leadership & Communication
›Corporate Governance
›Ethics in Business

DEPR Cadre — Economics Syllabus

Micro & Macroeconomics

›Demand, Supply & Price Theory
›National Income Accounting
›Keynesian Economics — IS-LM Framework
›Inflation, Unemployment & Phillips Curve
›Monetary Policy — Transmission, Instruments
›Fiscal Policy — Multiplier, Crowding Out

International Economics

›International Trade Theories — Comparative Advantage, HO Model
›Balance of Payments — Current & Capital Account
›Exchange Rate — PPP, Mundell-Fleming Model
›WTO & Trade Policy
›IMF, World Bank, Regional Development Banks

Quantitative Methods

›Mathematical Economics — Calculus, Linear Algebra
›Basic Probability & Statistics
›Regression Analysis — OLS, Properties
›Time Series Analysis
›Index Numbers

Indian Economy

›Economic History of India since Independence
›Five-Year Plans & NITI Aayog
›Monetary & Fiscal Policies of India
›External Sector — Trade Policy, FEMA
›Agriculture, Industry & Services Sectors
›Banking Sector Reforms & Financial Inclusion

DSIM Cadre — Statistics & Data Science Syllabus

Probability & Statistical Inference

›Probability Theory — Distributions (Binomial, Poisson, Normal)
›Sampling Distributions — t, F, Chi-square
›Estimation — Point & Interval
›Testing of Hypotheses — Parametric & Non-Parametric
›Bayesian Inference

Econometrics & Time Series

›Linear Regression — OLS, GLS
›Heteroskedasticity, Autocorrelation, Multicollinearity
›Panel Data Models
›Time Series — ARIMA, ARCH/GARCH
›Vector Autoregression (VAR)
›Cointegration & Error Correction Models

Data Science & AI/ML

›Machine Learning — Supervised, Unsupervised
›Classification — Logistic Regression, Decision Trees, SVM
›Clustering — K-Means, Hierarchical
›Neural Networks & Deep Learning Basics
›Natural Language Processing Basics
›Big Data — Hadoop, Spark (conceptual)

Database Management

›Relational Databases — SQL Basics
›Data Warehousing & OLAP
›NoSQL Databases
›Database Security & Data Quality

Pay Scale & Perks

💰

Basic Pay

₹78,450 / month

📊

Gross Emoluments

~₹1,54,936 / month

🏠

HRA

As per city classification

📈

As per CPI index

🏥

Medical Benefits

Self + family covered

🏦

Loan Facilities

Housing, vehicle, personal

Preparation Hub

How to Prepare for RBI Grade B

A structured, topic-by-topic strategy used by successful candidates — from Phase-I basics to the interview.

The 3-Stage Strategy

Stage 1

Clear Phase-I

✓Daily GK: 1 RBI circular + 1 economic news item
✓Reasoning: 20 questions/day (puzzles, syllogisms, coding)
✓Quant: Focus on DI, Simplification, Series — not deep maths
✓English: RC + cloze tests — speed matters
✓Target: 140+ out of 200 to be safely shortlisted

Stage 2

Dominate Phase-II

✓ESI: NCERT Economics → Ramesh Singh → RBI Annual Report
✓Finance & Management: Prasanna Chandra + ICAI notes
✓English: Write one essay + one précis every 2 days
✓Descriptive answers: 200-250 words, structure matters
✓RBI's recent policy actions must be woven into every answer

Stage 3

Interview

✓Read RBI's latest Annual Report cover to cover
✓Know RBI's current stance on repo rate, inflation target
✓Follow Monetary Policy Committee (MPC) minutes
✓Current affairs: last 6 months' major economic events
✓Practice explaining technical concepts simply

13-Week Study Plan

Period	Focus
Weeks 1–2	Phase-I baseline — attempt mock tests, identify weak topics in GK, Quant, Reasoning
Weeks 3–5	Phase-I intensive — 40 GK + 20 Reasoning + 15 Quant questions daily; revise RBI publications
Week 6	Phase-I full-length mocks (5 tests), analysis and revision
Weeks 7–9	Phase-II — Essay + Précis daily; ESI topic-by-topic (2 chapters/day)
Weeks 10–12	Phase-II — Finance & Management syllabus; descriptive writing timed practice
Week 13	Phase-II full-length mocks + Interview prep: RBI policy stances, current events

Recommended Books & Resources

Cadre	Subject	Resource
General	Economic & Social Issues	Indian Economy — Ramesh Singh (McGraw Hill)
General	Finance & Management	Financial Management — Prasanna Chandra + NCERT Accountancy
General	English Writing	RBI Grade B English Guide (Arihant) + Editorial practice
General	Phase-I GK	Current Affairs (last 6 months) + RBI Annual Report
DEPR	Micro/Macro Economics	Microeconomics — H.L. Ahuja + Macroeconomics — Dornbusch
DEPR	Quantitative Methods	Mathematical Economics — Chiang Wainwright
DSIM	Statistics	Fundamentals of Statistics — Gupta & Gupta
DSIM	Econometrics	Introductory Econometrics — Wooldridge

Online Resources (Free)

• RBI Website — Annual Report, Monetary Policy Statements, Press Releases
• MOSPI — GDP data, National Income statistics
• SEBI / IRDAI / PFRDA websites — Regulatory updates for Finance paper
• The Hindu / Business Standard — Editorial reading for English writing skills
• Bankopedia Daily Quiz — GK practice questions relevant to banking exams

Common Mistakes to Avoid

✗ Ignoring RBI publications

✓ RBI Annual Report and Monetary Policy Reports are primary sources for Phase-II answers. Non-negotiable.

✗ Only studying theory for ESI

✓ ESI questions are application-based. Connect every topic to recent Indian economic events.

✗ Underestimating English paper

✓ Paper-II is 100% descriptive. Practice structured essay writing — intro, 3 body paragraphs, conclusion.

✗ Starting Phase-II prep late

✓ Phase-II is what decides rank. Start ESI and Finance/Management from day one, parallel to Phase-I.

✗ Rote-learning for interview

✓ RBI interviewers probe depth. Understand *why* behind policies, not just what.

✗ Negative marking panic in Phase-I

✓ Attempt questions where you're 70%+ confident. Skip outright guesses — ¼ penalty applies.

Ready to apply?

Last date: 20 May 2026 · 60 vacancies · Apply at ibps.in

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RBI Officers Grade B (DR) Recruitment 2026