Certificate Examination in AML & KYC
Anti-Money Laundering & Know Your Customer — the IIBF certificate course covering PMLA 2002, FATF guidelines, RBI KYC Master Directions, CDD/EDD procedures, and suspicious transaction reporting.
Rules & Syllabus 2026 · Conducted by Indian Institute of Banking & Finance (IIBF)
Eligibility
Members & Non-Members of IIBF who have passed 12th standard (or equivalent), or completed BC/BF examination.
Examination Fees
Members: ₹1,100 | Non-Members: ₹1,600 (+ convenience charges & taxes). Fee is non-refundable.
Medium
English only.
Periodicity
Conducted on 2nd & 4th Saturdays and all Sundays. Dates published on iibf.org.in.
Result & Certificate
Provisional scorecard displayed immediately. Digitally signed certificate e-mailed within 3 weeks of result declaration.
Study Material
IIBF courseware (e-book / e-learning) available at registration. Also refer: RBI Master Circulars, IIBF Vision, Bank Quest.
Objective
To provide advanced knowledge and understanding in AML/KYC standards and to develop the professional competence of employees of banks and financial institutions. Compliance with Know Your Customer guidelines and Anti-Money Laundering standards has become necessary for healthy financial relationships across banks and financial institutions in India.
Syllabus
Anti-Money Laundering
- 1.Money Laundering — Origin, Definition & Techniques
- 2.Impact on Banks — Structuring & Integration
- 3.Preventive Legislations — UK, USA & India
- 4.Basel Committee on AML standards
- 5.PMLA 2002 — Objectives & provisions
- 6.RBI Guidelines — System adequacy to combat money laundering
- 7.Anti-terrorism Finance & Financial Intelligence Unit (FIU)
- 8.Financial Action Task Force (FATF)
- 9.IBA Working Group & AML Screening Software
- 10.Money Laundering and Correspondent Banking
- 11.Exchange Companies & Foreign Branches
Know Your Customer
- 1.Customer Profile & KYC Policies
- 2.Countries deficient in KYC — RBI initiatives
- 3.Organized Financial Crimes & Customer Definition under KYC Principles
- 4.Transaction Profile & Organizational Structure
- 5.Important KYC framework in RBI prescriptions & Operating Guidelines
- 6.Introduction of new accounts — Companies, Trusts, Firms, Intermediaries
- 7.Client Accounts by Professional Intermediaries
- 8.Trust / Nominee / Fiduciary Accounts
- 9.Accounts of Politically Exposed Persons (PEPs) residing outside India
- 10.Accounts of non-face-to-face customers
- 11.Joint accounts, Minor accounts & KYC for low-income group customers
- 12.KYC for existing accounts
- 13.Monitoring Accounts — Customer research & Suspicious transaction reporting
Syllabus is indicative. Questions on latest developments in banking & finance may also be asked. Cut-off date for guidelines: 31 Dec 2025 (for Mar–Aug 2026 exams), 30 Jun 2026 (for Sep 2026–Feb 2027 exams).
Study Material
Dirty Money, Clean Hands
Complete guide to money laundering stages, KYC framework, FATF, PMLA 2002, terrorism financing, and 2025–26 developments. Covers all key Part I & II chapters.
Exam Pattern & Rules
120 MCQs for 100 marks
Objective type multiple-choice questions. All questions carry equal weightage.
2-hour duration
Online mode with remote proctoring only. No physical exam centres.
No negative marking
Wrong answers do not carry penalty marks. Attempt all questions.
Remote proctored
Webcam, mic, and screen are monitored throughout. Exam conducted over internet using Desktop/Laptop only — mobiles/tablets not permitted.
Identity verification
Login 30 minutes early. Proctor verifies face + valid photo ID (Aadhaar, PAN, Passport, Voter ID, Driving License, Employer card).
Calculator allowed
Battery-operated basic calculator (up to 8 functions, 12 digits). Scientific/Financial calculators not permitted.
Minimum System Requirements
Ready to Register?
Register on iibf.org.in
Applications must be submitted online at the IIBF website. Select your exam date and time slot at registration — slots are allotted on a first-come-first-serve basis and cannot be changed later.
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