Daily Quiz — 31 Jul 2026

1. Q1.According to the RBI's recent Basel Pillar 3 Disclosure Amendments, which of the following areas are covered by the ten Amendment Directions issued to commercial banks and small finance banks?

   Capital adequacy, asset-liability management, governance, and financial statement presentationOnly capital adequacy and liquidity coverage ratiosLoan loss provisioning and non-performing asset classificationForeign exchange exposure and derivative trading limits
   Explanation: The article explicitly states that the amendments span capital adequacy, asset-liability management, governance, and financial statement presentation requirements, incorporating stakeholder feedback from the May 2026 draft.

2. Q2.What was the intervention amount deployed by the RBI to defend the rupee on the single Friday mentioned in the article, and at what level did the rupee stabilise afterward?

   $7 billion; rupee stabilised at 95.7437 per dollar$5 billion; rupee stabilised at 94.5000 per dollar$10 billion; rupee stabilised at 96.0000 per dollar$3 billion; rupee stabilised at 95.0000 per dollar
   Explanation: The RBI sold approximately $7 billion across onshore and offshore markets on a single Friday to prevent the rupee from breaching its record low, with the rupee subsequently stabilising at approximately 95.7437 per dollar.

3. Q3.According to the RBI's mandate on bulk deposit rate disclosure, by what time must banks publicly disclose bulk deposit interest rates on their websites, and when does this requirement become effective?

   10:10 am daily; effective October 1, 20269:00 am daily; effective September 1, 202611:00 am daily; effective November 1, 202610:30 am daily; effective October 15, 2026
   Explanation: The RBI mandated that banks must disclose bulk deposit interest rates by 10:10 am daily, effective October 1, 2026, to standardise practices across lenders while retaining freedom to offer differential rates.

4. Q4.What was the primary driver of Dhanlaxmi Bank's profit more than doubling to ₹24.91 crore in Q1 FY27, and by what percentage did this specific portfolio expand year-on-year?

   Gold loan portfolio expansion of 75.91% year-on-yearDeposit growth of 50% year-on-yearMortgage loan expansion of 60% year-on-yearVehicle loan portfolio growth of 85% year-on-year
   Explanation: Dhanlaxmi Bank's net profit more than doubled primarily due to a surge in gold loans, which expanded 75.91% year-on-year to reach ₹7,105 crore, driving the bank's overall 21.13% business growth.

5. Q5.According to SEBI's settlement with the National Stock Exchange regarding colocation and dark-fibre cases, what is the total settlement amount and how much additional payment must NSE make beyond what has already been deposited?

   Total ₹1,491.21 crore; additional payment of ₹714.74 croreTotal ₹1,200 crore; additional payment of ₹500 croreTotal ₹1,600 crore; additional payment of ₹800 croreTotal ₹1,300 crore; additional payment of ₹600 crore
   Explanation: SEBI agreed to settle the colocation and dark-fibre cases for a total of ₹1,491.21 crore, with NSE required to pay an additional ₹714.74 crore on top of the ₹776.47 crore already deposited, clearing the regulatory path for NSE's IPO.

You didn't attempt this quiz.